Renters Insurance Doesn’t Cover Bug Infestation

A family in Bakersfield, California, rented a home. Within days after they moved in, the entire family was suffering from scabies. The home was infested with bugs. The family is intending to sue the landlord. I’m not sure renters insurance would have helped this situation. Moving is always a difficult experience. It brings up many emotions. People are often sad to be leaving their current residence, town, or state. Packing up items, that have been sitting in closets for years, can make people feel nostalgic. Moving is also physically exhausting. It takes effort to pack things up, to move the … Continue reading

Renters Insurance – True or False?

How much do you know about renters insurance? Do you really need to have it? Under what circumstances would it be okay to go without this type of insurance? Can other types of insurance take the place of a renters insurance policy? Take this quick “quiz” to see how much you understand about renters insurance. True or False? If your landlord has insurance, then you won’t need to buy renters insurance. False. Your landlord should have homeowners insurance on the building that the apartment, condo, or room that you are renting is located in. This is necessary for your landlord … Continue reading